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    About DebtRecovery.ng

    Built to recover what's rightfully yours — ethically, every time.

    DebtRecovery.ng is owned and operated by Blaze Law Attorneys — a full-service Nigerian law firm. We combine legal expertise with data-driven recovery operations to help lenders recover what they're owed, ethically and at scale.

    0+
    Years recovering debt across Nigeria
    0+
    Lending institutions served
    0+
    Recovery specialists nationwide
    0Bn+
    Total recovered since founding
    🇳🇬
    "Recovery doesn't have to mean harassment."
    — Our founding principle, 2018
    Our Story

    From a frustration with broken collections, to Nigeria's most trusted recovery partner

    DebtRecovery.ng started in 2018 after our founders watched too many Nigerian lenders lose money to delinquent loans — not because the debt was unrecoverable, but because recovery methods were either too aggressive to be sustainable, or too passive to work.

    We built a different model: ethical, multi-channel recovery backed by real data. Every call, every field visit, every legal notice follows a strict code of conduct — because we believe sustainable recovery rates come from respecting the people you're recovering from, not threatening them.

    Today, we work with over 50 banks, microfinance institutions, and fintechs across Nigeria, having recovered more than ₦40 billion in delinquent debt while maintaining industry-leading customer retention for our clients.

    ⚖️ Parent Company
    ⚖️

    Blaze Law Attorneys

    Legal excellence. Recovery results.

    2018
    Founded
    36
    States covered
    100%
    Nigerian-owned
    Who Owns DebtRecovery.ng

    Backed by a full-service Nigerian law firm

    DebtRecovery.ng is wholly owned and operated by Blaze Law Attorneys, a full-service Nigerian law firm with deep expertise in commercial litigation, banking and finance law, and debt enforcement. This legal foundation is what separates us from conventional recovery agencies.

    Where most recovery companies hand over to external solicitors for legal action, DebtRecovery.ng brings the legal and operational capability together under one roof — meaning faster escalation, tighter compliance, and a seamless chain of custody from first contact to final enforcement.

    🏛️
    Legal Foundation
    Every recovery strategy is designed and overseen by qualified legal professionals — not just collections managers.
    📋
    CBN & NDPR Compliance
    Our legal team reviews compliance with CBN guidelines and NDPR requirements quarterly, and updates our protocols accordingly.
    Faster Legal Escalation
    When accounts require legal enforcement, there is no handover delay. Blaze Law Attorneys acts directly — saving weeks of process time.
    🤝
    Single Point of Accountability
    One entity — Blaze Law Attorneys — is accountable for the entire recovery operation, from first call to court order.
    Our Journey

    Key milestones

    2018
    Founded in Lagos

    DebtRecovery.ng launches with a small team of 5, serving 3 microfinance banks with a tele-collections-only model.

    2020
    Field recovery network launched

    Expanded into in-person field recovery across Lagos, Abuja, and Port Harcourt, tripling our average recovery rate.

    2022
    Legal recovery partnerships

    Formed partnerships with accredited law firms nationwide to offer full legal enforcement as a final-stage recovery channel.

    2024
    ₦12Bn+ recovered in a single year

    Crossed ₦12 billion recovered in one calendar year alone, working with 50+ institutional clients across the country.

    2026
    Launch of the self-service repayment portal

    Introduced our white-label repayment portal, giving borrowers a dignified way to self-resolve outstanding balances online.

    What we stand for

    Our core values

    ⚖️
    Ethical First

    Every recovery action follows a strict code of conduct. We recover debt without harassment, threats, or shame.

    🔍
    Radical Transparency

    Clients see exactly what's happening with their portfolio — live dashboards, honest reporting, no surprises.

    Speed With Care

    We move fast on cases without cutting corners on compliance, documentation, or borrower dignity.

    🤝
    Partnership Mindset

    We treat every client's portfolio like our own capital — because their recovery rate is our reputation.

    Leadership

    Meet the team

    Tap or hover any card to learn more about each team member.

    CO
    Chinedu Okafor
    Chief Executive Officer
    ↻ Hover to flip
    Chinedu Okafor
    Chief Executive Officer

    12+ years in Nigerian fintech and credit risk. Previously led collections strategy at a top-5 commercial bank before founding DebtRecovery.ng.

    AB
    Amara Bello
    Head of Field Operations
    ↻ Hover to flip
    Amara Bello
    Head of Field Operations

    Built and trained our 120+ person field agent network across all 36 states. Background in logistics and operations management.

    TI
    Tunde Ibrahim
    Head of Legal & Compliance
    ↻ Hover to flip
    Tunde Ibrahim
    Head of Legal & Compliance

    Qualified lawyer with a decade in financial services litigation. Ensures every recovery action is fully compliant with CBN and NDPR regulations.

    NF
    Ngozi Femi
    Head of Data & Analytics
    ↻ Hover to flip
    Ngozi Femi
    Head of Data & Analytics

    Former credit risk analyst turned data scientist. Builds the segmentation models that power our 94% recovery success rate.

    Where we operate

    Offices across Nigeria

    Headquarters
    Lagos

    14 Adeola Odeku Street
    Victoria Island, Lagos
    +234 (0) 706 896 8837

    Regional Office
    Abuja

    22 Aminu Kano Crescent
    Wuse II, Abuja
    +234 (0) 706 896 8837

    Regional Office
    Port Harcourt

    8 Aba Road
    Port Harcourt, Rivers State
    +234 (0) 706 896 8837

    ● Onboarding open now

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    who recovers ethically?

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    ● Onboarding open now

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